Online loans up to PLN 8,000 – Quick Internet Loan | Fast Cash

What are loans and why are they convenient?

What are loans and why are they convenient?

Online loans provided by non-banking companies, such as Szybka Gotówka, are modern financial products, which are a response to the current demand for quick and uncomplicated access to money. Thanks to modern technologies, payday loans via the Internet are a simple and convenient way to solve difficult financial situations. All you have to do is apply online and a quick loan can be in your account within 15 minutes! The comfort afforded by the possibility of obtaining such an instant financial support is now the weight of gold!

Why Fast Cash?

Why Fast Cash?

Are you wondering why you should take advantage of our offer and why our loan via the Internet is unique? The answer is simple and is in our name. The quick cash we offer is the result of an efficiently constructed verification system that allows you to quickly process your application and transfer your online loan to your account even faster. Because we not only provide loans, we deliver them quickly. Szybka Gotówka guarantees express, easy, convenient and completely safe access to financial products, such as online loans!
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No. Loan The maximum amount Maximum period APRC (30 days)
First 6000 PLN up to 65 days 0%
Second PLN 8,000 up to 65 days 1968%
third PLN 8,000 up to 65 days 1968%
Fourth PLN 8,000 up to 65 days 1968%
Fifth PLN 8,000 up to 65 days 0%

And that’s not all! What else do we have in store?
Easy access

  • The possibility of registration via Facebook;
  • Minimal formalities;
  • Wide access channels: internet loan platform, e-mail, telephone.

A unique offer

  • The first loan is completely free!
  • We provide loans with a repayment period from 1 day to 65 days
  • We guarantee assistance in refinancing the loan!

Bonuses for regular customers

  • Favorable loyalty programs – every 5th loan free!
  • Quick loan applications via SMS and telephone;
  • Bonus for commands.

 

How to get a loan – 4 simple steps

How to get a loan - 4 simple steps

Are you 18 years old, Polish citizenship, a bank account in a Polish bank, a mobile phone and internet access? If so, you will get our online loan in 4 easy steps:

  1. Select the amount and the loan repayment period, which you just need to mark on the calculator located at the beginning of the page.
  2. Fill out the registration form or register by FB.
  3. The next step is the instant verification of the bank account by the GoGetterMedia website.
  4. Now you only have to wait for a while and the quick loan is already in your account.

Loans up to PLN 8,000 for everyone!

Loans up to PLN 8,000 for everyone!

Someone says that the on-line loan is short-term and is granted for small amounts? If so, he has made a mistake or has very outdated information! At least when it comes to Quick Cash loans. Our company not only offers non-bank loans with a repayment period exceeding 2 months. With us, everyone can borrow from PLN 100 to even PLN 8,000. Do not hesitate! Check out our offer and see how fast online loans look like, designed for everyone and tailored to the individual needs of each!

What is a Renewable Loan Line?

A revolving loan limit is an offer of online financial institutions. It involves the possibility of continuous access to financial resources in the amount previously agreed with the lender. Remember that the loan limit will renew with its repayment. If we do not take care of it, we will get into the debtors’ register and we will become unreliable in the eyes of the lender.

Renewable loan line – what is it?

Renewable loan line - what is it?

A renewable credit line is one of the offers we can find in the range of non-bank institutions that provide both loans in installments and payday loans. It is similar to the offer of banks. It consists in granting a loan limit to the client on the basis of a contract, which he can use at any time during the term of the contract. It should be remembered that the client decides when and how much he pays and what amount he pays to make the account limit equal.

If our limit is 4,000 PLN, and we will choose from the account of 1 thousand. PLN, after its re-payment, our limit will still be 4,000. PLN, as it was agreed in the contract. It’s worth checking the amount left in your account so that the revolving loan line can actually be renewed by returning your used cash.

A revolving loan line is the offer of loan companies. Its advantage is constant access to cash in the time chosen by us and the option to choose a cash repayment date. It is worth mentioning that the form of a revolving limit may also be a credit card.

Renewable loan line – get to know its disadvantages

Renewable loan line - get to know its disadvantages

A revolving loan line works with many customers. However, it is worth knowing the disadvantages of this solution. One of them is the possibility of quickly falling into spiral of debt, especially if we choose a high amount of the limit. This happens due to inadequate disposition of the received money. If we will withdraw cash, and we will not return it to your account, we will get into the register of indebted persons.

What is important, obtaining a loan limit is connected with meeting the requirements set by the lender, eg having a positive credit history. If we do not meet the set conditions, we will not get access to cash.

An installment loan is an alternative to a revolving loan line

An installment loan is an alternative to a revolving loan line

Not everyone can afford a revolving loan limit. In such a situation, it is worth getting interested in the installment loan, which is also granted by loan companies operating online. An installment loan will work for people who need any loan amount with a long repayment term. Installment installment installments are tailored to the individual needs of the applicant, so it is important to provide the lender with all necessary data about us and our financial situation.

Remember that the installment loan should be repaid according to the dates set in the repayment schedule. Thanks to this, we will gain in the eyes of the lender and we will not receive it prompting us to give back money. What’s more, due to timely repayment we will receive another loan sooner.

Loan despite rejection – everyday problem solutions

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The loan despite rejection is always a difficult loan request. The rejection can have different reasons.

Since the private credit is negatively charged. The income is insufficient.

Even a fixed-term contract can lead to a loan despite rejection. Nevertheless, credit seekers should not give up. If the rejection came from the house bank, then credit seekers can try it with an on-line bank.

The loan despite rejection – the situation

The loan despite rejection - the situation

Credit despite rejection – recognize solutions

The first step the credit seeker should take in case of a credit rejection is to find out why the loan was declined. Is the burdened private credit the reason or the insufficient income. If this has been clarified, an attempt can be made to eliminate the cause. If it is not enough income can be tried with a solvent guarantor to relax the situation.

Work can also be done on a bad private credit. Then loan seekers should seek self-disclosure from the private credit.

This can be seen, if the entries are rightly noted or they could have been deleted long ago. Another step could be to clarify whether all outstanding bills have been paid or whether other loans need to be serviced. Last but not least, a cash fall should show how the monthly budget is composed.

Credit despite rejection – what conditions?

Credit despite rejection - what conditions?

For a loan to be approved, loan seekers must be able to meet the bank’s requirements. This includes the sufficient income that is above the attachment exemption limit. Thus, most banks require an income of at least 1100 euros. If the income is well below this income limit, a loan can be rejected.

The bank fears that the loan can not be paid then. That can happen even if the private credit is positive. There must always be enough money left to pay a loan installment. In addition to income, the private credit must be free of negative entries.

A burdened private credit also leads to a credit rejection. Last but not least, the stable and secure employment from which the income comes is important. If the loan seeker has a fixed-term employment contract, then no credit is approved unless it can be paid within the time limit.

Credit despite rejection – who is often not creditworthy?

Credit despite rejection - who is often not creditworthy?

If the loan seeker is unemployed, the chances of getting a loan are rather bad. The offers that are made to him are often not serious. Here should be looked closely. But even self-employed or freelancers are not welcome customers at the banks.

With them, the fluctuating income is often a reason for refusal. The self-employed are subjected to a complex credit check, which is too much for some banks and simply reject the loan. But also recipients of social benefits will not get a loan. Here the income is just enough to cover the cost of living.

The rejection of unemployment and social benefits stems from the fact that these benefits can not be impounded. If there is a credit default, the bank can not seize.

Credit despite rejection – problem of private credit

Credit despite rejection - problem of private credit

Often, a loan is not approved because the private credit of the customer is bad. But what is the private credit actually? Why is it preventing a loan? The protection association for general credit protection – private credit for short – is a credit agency in Germany that works with contractual partners.

Partners are:

  • banks
  • telephone companies
  • Insurance
  • mail order companies
  • car dealerships

and others more. All financial transactions of a customer end up in the private credit. If an account is opened, the private credit finds out about it. If a loan is taken, it will be entered in the private credit.

Yes, even if an apartment is rented, the landlord asks the private credit. These requests will be seen as neutral entries.

If, however, there are difficulties in payment, such as a reminder, a garnishment or even an oath of disclosure, then these neutral entries become negative. The consequences are felt quickly by the customer, for example when he uses some of the contracting parties.

Credit despite rejection – credit with bad private credit

Credit despite rejection - credit with bad private credit

German banks refuse a loan, the loan seekers can then look for the private credit-free loans. Here he can get help from a reputable credit intermediary. The mediation will take the credit check and tell the client if it qualifies for a loan or not. He examines the documents and requests others if necessary.

Mostly then the Swiss credit comes into question. A loan that no longer comes from Switzerland but also from Liechtenstein. Contrary to the many advertising claims of credit agencies, not everyone receives this loan. Again, unemployed or recipients of Hartz IV as well as self-employed are excluded from the loan.

Preferred customers are employees and civil servants with a secure and stable job.

Credit despite rejection – pay attention to seriousness

Credit despite rejection - pay attention to seriousness

There are some frivolous negotiations that have just discredited Swiss credit. Thus, credit agencies that do not work reputedly often require their customers’ initial costs, even though no credit application has yet been made.

Likewise, customers are urged to sign an insurance application, such as a home savings contract. This does not increase the credit opportunities, only the customer has less money in his wallet but still no credit.

A serious credit broker can be seen how long he has been on the market. Also, exchanges are often certified, which also means a serious sign. Likewise, positive reviews in the relevant forums can show who is serious or not.

Conclusion:

Conclusion:

Anyone who has experienced a credit rejection should first ask for the reasons. Accordingly, it can be addressed. If the income is too weak, a guarantor could help out. If the private credit is bad, a free loan can be an option. It is also important that the budget statement shows a surplus. The bank will also make such a calculation.

Also, the accrued loan installments should be affordable. Maybe this can succeed with a longer runtime. So you see, a loan despite rejection can certainly come about, if one or the other is respected.

 

Thermomix credit – cook like a king – easily funded

The Thermomix loan can be applied for at various lenders. Necessary is a good credit rating. The kitchen appliance is currently very much in vogue. Hobby cooks love the device and do not want to miss it anymore. But the purchase of the device is not exactly cheap. Customers have to expect about 1200 euros, not everyone has on the side.

Thermomix credit – funded directly from the grid

Thermomix credit - funded directly from the grid

To the Thermomix a real hype has arisen. There are Thermomix parties where the “miracle device” is presented.

Nevertheless, customers who want to buy a Thermomix should consider for what purpose the food processor should be used. The difference between the Thermomix and a standard food processor is a cooking function.

In addition, the device needs a lot of space. Because the miracle part should have a stable grip and there must be enough space around it so that the Thermomix can also be operated properly.

If customers still want to buy the food processor, they have to lay down about 1200 euros. Not everyone has so much money on their side. Often, the desire group who want to have this device is not working at all. If a loan has to be taken, a lot should be considered. Thus, a borrower must have a perfect credit rating which shows in a sufficient income. In addition, a stable and secure workplace must be available.

Very important is the unencumbered private credit.When negative entries are noted, a loan is often rejected.

Thermomix credit – how to finance

Thermomix credit - how to finance

As hype as the Thermomix is ​​currently, it is also expensive. 1200 euros are a lot of money for a food processor. The handicap of this is also that the device, when new, is not commercially available. Interested parties can not arrange installment payments at the retailer.

This will require a loan so that the device can be bought and paid in cash at the “cooking parties”. If you decide for a used device, this has a lot of choices. Who is satisfied with that, must expect only about 500 euros. However, as is often the case with used goods, they no longer bring the power like a new part.

If you want to buy the Thermomix, you should ask a lender about the terms of a loan. If a stable job exists and the income is sufficient, the loan should not be a problem.

Thermomix credit – calculate loan amount

Thermomix credit - calculate loan amount

If you decide to take a Thermomix loan, you should first get the price. In addition, it is advised to look at the device in advance and possibly to pay attention to the price development. Often comes additions or books for recipes, which then makes a higher loan amount necessary. As with any other loan, this loan should also check to see if a loan can be paid.

For this purpose, the revenue is calculated against the expenses. Only if a surplus remains, the loan should be applied for. If you do not have the money every month, you will not get a loan. Banks are checking very closely.

The bank will also examine the ratio of revenue / expenditure and see how it is with the client’s solvency. If you have a credit line and always use it without stopping, you should not necessarily buy the Thermomix. So it can happen that ultimately comes to a credit default that comes with unpleasant consequences.

Thermomix loan – how to apply for the loan

Thermomix loan - how to apply for the loan

If the loan amount is fixed, a credit comparison should be made. Loan seekers generally have the opportunity to take out a loan from the bank but also at an online bank. If the credit rating is okay this is possible with any lender. The bank checks the income and will query the private credit.

If the private credit shows negative entries, the credit will probably be rejected. The entry shows that there have already been payment difficulties in the past. But if the bank gives the green light, the loan application can be made. The customer receives a preliminary loan commitment within a few minutes, but this is not binding.

Only when the lender has verified the credit documentation, the final loan commitment will be issued with simultaneous instruction of the money. If you have only a small income, you can take out the loan with the spouse. If this has a sufficient income and a good credit rating, the credit opportunities increase. In addition, better terms can be expected.

Thermomix credit – bad private credit

Thermomix credit - bad Schufa

If you have a bad private credit and you want a Thermomix loan, you should refrain from it. After all, it is not a device on which the livelihood depends. Actually, this is a luxury item. For luxury, the non-private credit loans should not be used.

In addition, loan seekers would have to borrow over 3500 euros, which is the smallest amount of credit the bank forgives. In addition, one year of full employment must be proven and income that has an attachable share. For a single person that would be net 1150 euros.